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Mortgage Calculator

Get a quick quote of how much you could borrow and the estimated monthly payments for your dream property.

You'll only need the property value, the deposit amount, the repayment period and information on interest rates. For reference, the average interest rate for a 5-year fixed rate mortgage in July 2021 was 1.48% — this value has been changing over recent months, so check the latest figures for your own calculations. The average repayment period in the UK is 25 years, but you can choose a different period to suit your specific case.

These estimated calculations don't include other fees involved in the property buying process such as arrangement fees, valuations, conveyancing, stamp duty and more.

Having an Agreement in Principle before searching for your house will help you get a better idea of your budget and, most importantly, will show proof to potential sellers of your actual capacity for buying a home.

You can find the best properties available in your area in our catalogue, and our experienced team can help you find the best mortgage deals on the market. The process of applying for a mortgage can be overwhelming — our friendly team can offer advice and accompany you on every step, whether it's your first time buying or you're looking to remortgage.